Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Westholme website and any associated tools, content, or services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
This is a general template provided for informational purposes and should be reviewed and adapted to reflect your specific business practices and applicable legal requirements before use.
1. About the Service
Westholme provides AI-generated investment analysis, educational content, and related informational tools intended to help users explore financial concepts and portfolio ideas. The Service is designed for general informational and educational purposes only.
2. Not Financial Advice
Nothing provided through Westholme constitutes financial, investment, tax, or legal advice. Any analysis, output, or content generated by the Service is based on automated processing and should not be relied upon as a substitute for advice from a qualified, licensed financial professional. You are solely responsible for any decisions made based on information obtained through the Service.
3. Eligibility
By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. The Service is not intended for use by minors.
4. Account Responsibilities
If the Service requires registration or account creation, you agree to provide accurate and complete information and to keep your credentials secure. You are responsible for all activity that occurs under your account.
5. Acceptable Use
You agree not to misuse the Service. This includes, without limitation, agreeing not to:
- Use the Service for any unlawful purpose or in violation of any applicable regulation.
- Attempt to reverse-engineer, decompile, or otherwise extract the underlying models or source code of the Service.
- Interfere with, disrupt, or place undue load on the Service's infrastructure.
- Use automated means to scrape, harvest, or extract data from the Service without authorization.
- Misrepresent your identity or impersonate another person or entity.
6. Intellectual Property
All content, branding, text, graphics, and software associated with Westholme, excluding any user-submitted input, are the property of Westholme or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from the Service without prior written permission.
7. User Input and Content
You retain ownership of any information you submit to the Service. By submitting such information, you grant Westholme a limited license to process that input solely for the purpose of generating the requested output and operating the Service.
8. No Guarantee of Results
Westholme makes no representations or warranties regarding the accuracy, completeness, or reliability of any analysis, projection, or output generated through the Service. Investment markets are inherently uncertain, and past performance or modeled scenarios are not indicative of future results.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Westholme and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or financial loss, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.
10. Service Availability
Westholme does not guarantee that the Service will be uninterrupted, timely, secure, or error-free. We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice.
11. Third-Party Links and Services
The Service may contain links to third-party websites or services that are not owned or controlled by Westholme. We are not responsible for the content, policies, or practices of any third-party sites.
12. Termination
We reserve the right to suspend or terminate your access to the Service at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, the Service, or third parties.
13. Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. The updated version will be posted on this page, and your continued use of the Service after such changes constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Westholme operates, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
If you have questions about these Terms, please reach out through our contact page.
Last updated: this template should be dated upon publication and reviewed periodically to ensure continued accuracy.