Privacy Policy
This Privacy Policy explains how Westholme ("we", "us", "our") collects, uses, discloses, and safeguards information when you visit our website or use our AI-powered investment analysis tools. Please read this policy carefully. This document is a general template and should be reviewed and adapted to reflect your actual data practices and applicable law before use.
Last updated: [Insert Date]
1. Information We Collect
We may collect the following categories of information when you interact with Westholme:
- Account information: name, email address, and password when you register for an account.
- Financial inputs: information you voluntarily submit for the purpose of generating analysis, such as goals, risk preferences, or portfolio details. We do not require you to link bank accounts or brokerage credentials.
- Usage data: pages visited, features used, device type, browser type, and approximate location derived from IP address.
- Communications: messages you send to us via contact forms, email, or support channels.
- Cookies and similar technologies: as described in Section 6 below.
2. How We Use Information
We use collected information to:
- Provide, operate, and maintain our analysis tools and website;
- Personalize outputs based on information you choose to provide;
- Communicate with you about your account, updates, or support requests;
- Monitor and improve the performance, security, and usability of our services;
- Comply with legal obligations and enforce our Terms of Service.
We do not sell personal information to third parties.
3. Legal Basis for Processing
Where applicable law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations.
4. How We Share Information
We may share information with:
- Service providers: third parties that help us host our website, process payments, or provide analytics, under contractual confidentiality obligations.
- Legal and compliance: authorities or third parties where disclosure is required by law, regulation, or legal process.
- Business transfers: in connection with a merger, acquisition, or sale of assets, subject to continued protection of personal information.
5. Data Retention
We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer required, we take reasonable steps to delete or anonymize it.
6. Cookies and Tracking Technologies
We use cookies and similar technologies to operate our website, remember preferences, and analyze usage patterns. You can control cookies through your browser settings; disabling certain cookies may affect the functionality of our services.
7. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, or disclosure. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Your Rights and Choices
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, and to object to certain processing or request data portability. To exercise these rights, please contact us using the details on our Contact page. We will respond to verified requests within the timeframe required by applicable law.
9. International Data Transfers
If you access our services from outside the country in which our servers or service providers are located, your information may be transferred to, stored, and processed in a different jurisdiction. Where required, we take steps intended to ensure appropriate safeguards are in place for such transfers.
10. Children's Privacy
Our services are not directed to children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.
11. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their privacy policies.
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will post the revised policy on this page with an updated "Last updated" date. Your continued use of our services after changes take effect constitutes acceptance of the revised policy.
13. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please reach out through our Contact page.